I am so stressed here I am trying to go back to college and I feel I can't. I have been seperated for three years. Not leagally through court. I picked up all my financial aid papers for college. And I see everything going down the tubes. I have one daughther, no friends or family. I only have myself and my daughter and I can manage financially. I claim head of house hold in my income tax papers for the past three years. But It appears that I still have to fill it out as married and that I have to present is SS # along with his tax papers. Which I cannot and will not do. And in order to get school loans he needs to sign as my spouse. What can I do? I am very upset because here I am looking forward to getting ahead in life and yet I feel he still has a control of my life. Any advise on how can I go back to school!

Get a divorce

I know that probably sounded blunt but Whittney is right. You need to get that divorce so that you can sign everything as independent and sever those ties. You will still be able to file head of household on your taxes. Your income will probably be lower too, because your husbands income will not be included in your taxes. Since you are already seperated this shouldn't be difficult to do. You can do it yourself at the county courthouse. Also because your income is lower you could probably then qualify for other financial assistance as well. Please keep us posted.

You can do this without the divorce. What you need to do is get a legal seperation. That will allow you to sign for the loans alone.

The purpose of a legal seperation is eliminate the potential of the two seperated parties from adding additional debt to the marital entity.

With the legal seperation the court will establish that you and he are functioning as seperate individuals financially. You will not be required to have him sign for anything. You also will be able to file your taxes without claiming married filing seperate. Just by attaching a copy of the legal seperation papers to your taxes and school documents, you will be relieved of this stress.

File for the seperation. It is quick and easy.

quote:

Originally posted by LdySnoopy:
[qb] You can do this without the divorce. What you need to do is get a legal seperation. That will allow you to sign for the loans alone.

The purpose of a legal seperation is eliminate the potential of the two seperated parties from adding additional debt to the marital entity.

With the legal seperation the court will establish that you and he are functioning as seperate individuals financially. You will not be required to have him sign for anything. You also will be able to file your taxes without claiming married filing seperate. Just by attaching a copy of the legal seperation papers to your taxes and school documents, you will be relieved of this stress.

File for the seperation. It is quick and easy. [/qb]

Ldysnoopy,
Does this go for every state? Is legal seperation simply filing for the start of a divorce?,, or is it seperate from filing for a divorce? I didn't know there was a difference in filing. (I thought a legal seperation was filing for the start of a divorce??) I especially didn't know that it meant you were seperate with filing in all the tax laws. If later, a person was to decide they wanted to go ahead with a divorce would they just complete the seperation file or do they have to start over with a divorce filing?? Is filing for a legal seperation cheaper? Just curious...thanks for the enlightment. Interesting.

Nani,
I guess what you need to do, is decide what this man is going to be to you in your life. Then move forward, but... just letting it rest as is, isn't helping you.